Terms and Conditions

Draft — not yet effective

Draft — requires review before launch. This content is placeholder text and has not been reviewed by a legal professional. It is not yet a binding agreement.

These draft terms describe the intended rules for using POCKI, a product of Siflan Consulting. [To be reviewed by counsel.]

1. Using POCKI

You must provide accurate account information and keep your login details secure. [Eligibility and age requirements to be confirmed.]

2. What POCKI is — and isn't

POCKI is a habit-building tool. It does not hold, move or invest your money, and does not connect to bank accounts. See the Financial Disclaimer.

3. Acceptable use

  • Don't misuse, disrupt or attempt to access the service without permission.
  • Don't use POCKI for unlawful purposes.

4. Subscriptions

Paid plans are not yet available. When introduced, they will be governed by the Subscription and Cancellation Policy.

5. Liability

[Limitation of liability wording to be drafted and reviewed.]

6. Governing law

[Jurisdiction to be confirmed.]

7. Changes

We may update these terms and will notify users of material changes. [Notice process to be confirmed.]